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Significant debt can be crippling and takes a serious toll on the quality of your life. U.S. bankruptcy laws offer a path to a healthy financial future, free from threatening calls from collection agencies and wage garnishment.

This process can seem daunting, with confusing legal jargon interspersed with seemingly random numbers, such as a 341 meeting of creditors or 11 USC § 523 (a)(6)

Although the internet provides excellent resources, there is a plethora of misinformation online that often guides people down the wrong path. Misconceptions and misinformation can, unfortunately, lead people to pay money to creditors they don’t have to pay.

Personal Bankruptcy: What Everyone Needs to Know

walks you through the entire bankruptcy process to help you understand each step along the way. Written by one of the best consumer bankruptcy lawyers in Washington, it provides clear and concise information reflecting an accurate and up-to-date status of bankruptcy laws.

In this book, you will learn about:

  • Why people file for bankruptcy
  • The bankruptcy process and timeline
  • Collection agencies and credit card companies
  • The difference between Chapter 7 and 13
  • Discharging debt in bankruptcy, including what debts you can and can’t discharge
  • What documents you need to prepare
  • How to keep your home, care, and personal possessions
  • Representing yourself in the bankruptcy processes
  • Alternatives to filing for bankruptcy, and
  • How to decide if bankruptcy is right for you

With over 25 years of legal experience packed into this book, Patrick D. McBurney offers a comprehensive overview of bankruptcy law in clear, easy to read language. His experience helping more than 2,000 clients from all walks of life through the bankruptcy processk gives him unique insight into what real people are concerned about. He shares stories from his own life as a lawyer, as well as stories about clients he has helped over the years.

If you Are:
  • Drowning in credit card debt with no end in site
  • Considering bankruptcy, but aren’t sure where to start
  • Overwhelmed with the amount of information online about filing for bankruptcy
  • Trying to weigh the pros and cons of filing for bankruptcy
  • Exploring alternatives to filing for bankruptcy
  • Curious about the bankruptcy process from a down-to-earth perspective, or
  • Interested in setting up a consultation with a bankruptcy attorney, but haven’t managed to make the time for it yet
If you are interested in learning more, or setting up a consultation with Patrick D. McBurney Jr.
Then the e-book of Personal Bankruptcy: What Everyone Needs to Know is right for you.

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What Everyone Needs to Know